میڈیکل انشورنس کا اسلامی فقہ کی روشنی میں تحقیقی جائزہ A Research Review of Medical Insurance in the Light of Islamic Jurisprudence Section Islamic Literature

Abstract

Medical insurance plays a crucial role in modern healthcare systems, providing financial protection against the unpredictable costs of medical treatments. However, the compatibility of conventional medical insurance practices with Islamic jurisprudence has been a subject of debate and scrutiny. This research review delves into the intersection of medical insurance and Islamic law, examining various perspectives, principles, and rulings within Islamic jurisprudence. Drawing upon a comprehensive analysis of relevant literature, this article explores the ethical, legal, and practical dimensions of medical insurance from an Islamic perspective. Key themes investigated include the permissibility of conventional insurance models in Islam, the principles of risk-sharing and mutual assistance, and the concept of takaful as an alternative Islamic insurance framework. Furthermore, the review investigates contemporary fatwas (religious rulings) and scholarly opinions on medical insurance, shedding light on the evolving discourse within the Islamic finance and ethics domain. By synthesizing diverse viewpoints and scholarly insights, this research review contributes to a nuanced understanding of the compatibility between medical insurance practices and Islamic principles, offering valuable insights for policymakers, healthcare practitioners, and stakeholders in Islamic finance and healthcare sectors.